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Terms of Service

Last updated: June 1, 2025

On this page

Acceptance of termsPayment termsSupplier obligationsBuyer obligationsLimitation of liability
Acceptance of termsPayment termsSupplier obligationsBuyer obligationsLimitation of liability

1. Acceptance of Terms

By accessing and using Paisán, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Payment Terms

2.1 Direct Payment to Suppliers

Buyers pay suppliers directly using the supplier's own payment processing account (e.g., Mercado Pago). Paisán does not process, hold, or control buyer payments. All payments are made directly from buyers to suppliers through the supplier's designated payment processor.

2.2 Merchant of Record

Suppliers are the merchant of record for all transactions. This means:

  • Suppliers are responsible for payment processing, refunds, and chargebacks
  • Suppliers maintain their own payment processor accounts
  • Suppliers are responsible for compliance with payment regulations
  • Paisán is not a party to the payment transaction between buyers and suppliers

2.3 Platform Fees

Platform fees are billed separately from transactions. Suppliers are billed for platform access on a monthly, quarterly, or annual basis, similar to a SaaS subscription or marketplace service fee. Platform fees may be calculated as:

  • A fixed subscription fee, or
  • A commission based on Gross Merchandise Value (GMV)

Platform fees are independent of buyer payments and are invoiced separately. Suppliers receive 100% of buyer payments directly to their payment processor account.

2.4 Transaction Data Visibility

While Paisán does not process payments, the platform maintains visibility into transaction data for the following purposes:

  • Order tracking and fulfillment management
  • Platform fee calculation and billing
  • Analytics and reporting
  • Dispute resolution support
  • Compliance and fraud prevention

This transaction data visibility does not grant Paisán access to supplier payment processor accounts or the ability to control funds.

3. Supplier Responsibilities

Suppliers are responsible for:

  • Maintaining their own payment processor accounts
  • Configuring payment settings and payment links
  • Processing refunds and handling chargebacks
  • Compliance with payment processing regulations
  • Timely payment of platform fees

4. Buyer Responsibilities

Buyers are responsible for:

  • Making payments directly to suppliers through the provided payment links
  • Verifying payment details before completing transactions
  • Contacting suppliers directly for payment-related issues
  • Understanding that payments are made to suppliers, not to Paisán

5. Dispute Resolution

Payment disputes between buyers and suppliers should be resolved directly between the parties. Paisán may provide support and mediation services but is not responsible for payment disputes, refunds, or chargebacks as it is not the merchant of record.

6. Limitation of Liability

Paisán is not liable for:

  • Payment processing failures or errors
  • Funds held or delayed by payment processors
  • Refund or chargeback disputes
  • Payment processor account issues
  • Regulatory compliance related to payment processing

7. Changes to Terms

Paisán reserves the right to modify these terms at any time. Users will be notified of significant changes. Continued use of the platform constitutes acceptance of modified terms.

8. Contact

For questions about these terms, please contact us through our contact page.